chip and PIN английский

Значение chip and PIN значение

Что в английском языке означает chip and PIN?

chip and PIN

A system for verifying that the bearer of a debit card or credit card is the owner, involving cards that contain a silicon chip storing the PIN of the card; the bearer confirms ownership of the card by inserting it into a machine and entering the PIN, which is compared with the one stored on the chip.

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chip | and | PIN